What if the largest experiment on human beings in history is a failure?
Editors Note: Will this be the start of our finally getting an honest cost-benefit analysis of what the cost of the Government Covid Actions really were/are vs the benefits of lives saved from Covid? Are these deaths from suicides, opiods, domestic violence caused by the totally ineffective lockdowns and "social distancing", or even unreported reactions from getting the vaccine? How about deaths caused by people with serious diseases who were not treated during the past two years or skipped regular checkups because the hospital's shut down everything but Covid care? When the totals are counted on both sides of the ledger we think it will be obvious that the reaction to Covid by governments around the world were a complete failure and that millions of people will have, unwillingly, paid for this incompetence and greed with their lives.
by Steven Mosher, LifesiteNews, January 5, 2022
New numbers out of Indiana may finally be enough to blow up the “safe and effective” genetic vaccine fantasy once and for all. And they come, not surprisingly, from the head of a company that stands to lose a ton of money because of a sudden, unexpected, and historically unprecedented spike in deaths and disabilities among otherwise healthy individuals in the prime of life.
The original story comes from Margaret Menge and is entitled “Indiana life insurance CEO says deaths are up 40% among people ages 18-64.” At a virtual news conference held December 30, the President and CEO of the Indianapolis-based insurance company OneAmerica, Scott Davison, released some numbers that suggest an unthinkable catastrophe is in the making.
Note that OneAmerica is not a minor concern: It has 2,400 employees and assets of close to $100 billion. They are in the business of insuring people against death and disability, which means they have to be able to estimate how likely it is that people at different ages will die or become disabled. If they guess wrong, they lose lots and lots of money.
It turns out that OneAmerica is apparently hemorrhaging money right now, because workers they have insured through their employers are dropping like flies, many to never rise again. In 2019, they paid out $6 billion in claims. Even in 2020, at the height of the pandemic, they paid out the same amount — $6 billion — in claims. (Most of those dying were quite elderly or, because of preexisting medical conditions, were already at high risk. Both age and health are already factored into the actuarial tables, so the company’s payouts remained the same.)
But in 2021, to listen to CEO Davison, they will be paying out much, much more.
What Davison told us at the press conference was that the working-age people his company insures are dying at a rate that is 40% higher than pre-pandemic levels. That means that for every 10 people between the ages of 18 and 64 who died each year in the past, 14 died in 2021.
Listen to Mr. Davison explain just how statistically improbable this is: “Just to give you an idea of how bad [a 40% increase] is, a three-sigma or a 1-in-200-year catastrophe would be 10% increase over pre-pandemic. So 40% is just unheard of.”
In other words, what is happening is not just a “catastrophe” but is an unimaginable disaster that the company’s actuaries, even in their worst nightmares, never anticipated. Death rates don’t normally vary all that much from year to year.
Apparently others in the insurance industry are seeing the same unusual rise in claims. Per Davison: “We are seeing, right now, the highest death rates we have seen in the history of this business – not just at OneAmerica. The data is consistent across every player in that business.”
A quick check of a few of OneAmerica’s competitors confirms Davison’s claims. Prudential paid out 87% more in death benefits in the third quarter of 2021 than it did in the third quarter of 2020. Pacific Life and Annuity claims are up by over 80%. New York Life doesn’t break down its data by quarter, but by September 30, 2021, it had paid out 27% more in death benefits than in 2020. Most of the excess deaths occurred in the last two quarters of the year, that is to say, after the rollout of the vaccines.
And the bad news does not end there. Davison also said that his company was also seeing an “uptick” in both short-term and long-term disability claims, saying that initially it was mostly short-term disability claims, but of late the increase is in long-term disability claims. “For OneAmerica, we expect the costs of this are going to be well over $100 million, and this is our smallest business. So it’s having a huge impact on that,” he said.
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