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Charlie Kirk on how continuing to ignore the debt slavery of Gen Z will lead to revolution.
Chapters:
0:00 How the Russiagate Hoax Paved the Way for America’s War With Russia
11:42 Donald Trump’s Fight Against the Intel Agencies
17:11 What Really Is the Deep State?
18:42 Why Don’t We Know What Happened in Butler, PA?
23:04 What Issues Do Gen Z Really Care About?
28:51 The New Financial Scam Secretly Enslaving Gen Z
43:10 The Oncoming Radical Movement That Will Change the US Forever
49:39 The Immigration Emergency
54:25 Hyper Feminization of the Workforce
1:04:32 The Organized Effort to Destroy Young, White, Christian Men
1:08:10 Why Republicans Are So Quick to Defend the Evils of Greedy Mega Corporations
1:12:50 How Baby Boomers Set Up Following Generations for Total Failure
1:18:16 Why Young Men Are Turning to Catholicism and Orthodoxy
1:20:35 Will Anyone Be Held Accountable for the Destruction of America’s Economy?
1:26:31 Who Will Be the 2028 Democrat Nominee?
1:33:05 Why the Modern View of Life and Death Is So Distorted
1:37:06 The Disconnect Between Voters and American Lawmakers
1:41:40 The Imminent Threat of Amnesty
1:54:02 Can Trump Fix the Immigration Crisis?
The Definition of Predatory
Remember when you were 21?
You were probably a lot less financially responsible than you are today. You may have hardly thought about saving, instead seeing money as a vessel for immediate satisfaction and not considering the long-term ramifications of casually throwing it around in your early adulthood. Perhaps you didn’t fall into that camp. We applaud you if that’s the case. But most people did.
Looking back, you’re likely glad that spending money you didn’t have was not overly easy. The ability to take out loans for things like a pizza pie, a case of beer, or a pair of concert tickets would have seemed too good to pass up. The purported technicalities of interest rates and late-payment fees could have easily zoomed over your head, appearing not worth considering given your chance to buy what you wanted without opening your wallet up front. It’s a good thing that didn’t exist. It could have made you broke.
Today’s young adults face a different situation. They can fall into debt enslavement over things as simple as groceries or video games, and it doesn’t only happen through credit cards. Those are a disaster in their own right, but at least they exist under a regulated system. This is a totally different ballgame.
Remember these four letters: BNPL. They stand for Buy Now, Pay Later.
Surveys show that roughly 60% of Generation Z makes their month-to-month payments using that modern system. That covers Amazon, Instacart, groceries, clothing, and essentially everything in between. You can finance anything.
Want a milkshake but don’t have the cash? No problem. You can split that $6.99 treat into four installments. The same goes for toothpaste, a new winter hat, and practically anything else you can imagine. Monthly payments for a pair of underwear.
That may sound great to young Americans first dipping their toes into adulthood, but it’s easy to understand how things could quickly go south. Your average 22-year-old feels like the world is his oyster. He can buy anything, and he does. It’s glorious for now, but eventually the chickens come home to roost. That’s not a pretty sight.
We know it’s easy to blame that story’s borrower for behaving recklessly and putting himself in a bad position. He definitely deserves scorn. Don’t buy concert tickets on credit you can’t repay. At the same time, conservatives should realize that he’s not this tale’s only bad guy. The lender is the chief villain. The people loaning the money are taking advantage of the people borrowing it, enriching themselves as young people obliviously slip into levels of economic disrepair they can’t fix. The lender is the only one who really knows what’s happening. He has more power and more wisdom. That means the moral culpability lies squarely on him.
What is the result of this? Generation Z owes more money than any generation in history. That makes buying a home and starting a family astronomically more difficult, leading to a nation of people hostile to the system and with little invested in their country. Talk about a recipe for chaos.
Speaking of which, there’s a reason you should care about this issue even if you disagree with us and embrace a more laissez-faire, “pick yourself up by the bootstraps” kind of thinking. If America continues down this path and allows the supposedly all-wonderful unregulated market to keep crushing young people with mountains of debt, you’re not going to like the politics that follow. They will make Zohran Mamdani appear moderate. America’s economic system failing everyday people is the primary reason the 33-year-old socialist is on the cusp of New York’s mayor’s office. If Republicans fix the problem, they’ll rid their voters of the most imminent threat to their livelihoods and save America from a future where Mamdani and AOC seem like centrists. We should all hope they’re willing to try.
Charlie Kirk does a great job of explaining this underreported story.
