Invest America Act is Investment in Children's Futures

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The Invest America Act will trigger fundamental and transformative changes for the financial security and personal freedoms of American citizens for generations.


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by Daniel Molina,Texas Politics.com, May 14, 2025

Senator Ted Cruz (R) announced a major step forward for his Invest America Act, a bill that would provide every American child with a $1,000 government-funded investment account at birth. The bill gained momentum this week when a version of it was included in the House Ways and Means Committee’s newly released budget package.

The legislation seeks to establish private, tax-advantaged investment accounts that will grow with each child over time, helping build long-term financial security and fostering greater participation in the American economy.

“The Invest America Act will trigger fundamental and transformative changes for the financial security and personal freedoms of American citizens for generations,” Senator Cruz said in a statement.

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“Every child in America will have private investment accounts that will compound over their lives, enhancing the prosperity and economic participation of the vast majority of Americans. When people years from now talk about the changes created by Republican efforts this Congress, this is one of the landmark achievements they will talk about,” he added.

During an interview with CNBC, the Texas Republican elaborated on his bill, calling it “a very exciting initiative.”

“That account can receive every year up to $5,000 in contributions from friends and family members and from employers, and those contributions grow in a tax-deferred basis,” he explained. “And they can take it out after they turn 18.”

Senator Cruz noted that it gives children two benefits, namely “the miracle of compound growth, the ability to accumulate wealth, which is transformational,” and “it gives them a stake in the American free enterprise system.”

Michael Dell, Founder and CEO of Dell Technologies, praised the bill’s long-term vision, commenting, “Invest America accounts put every child in the front row of our economy. When the power of compounding meets the energy of young minds, we’re not just growing portfolios – we’re fostering the next generation of builders, dreamers, and doers who will keep America leading the world.”
 

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